In KDE KMail 19.12.3 (aka 5.13.3), the SMTP STARTTLS option is not honored (and cleartext messages are sent) unless "Server requires authentication" is checked.
The MITRE CVE dictionary describes this issue as:
In KDE KMail 19.12.3 (aka 5.13.3), the SMTP STARTTLS option is not honored (and cleartext messages are sent) unless "Server requires authentication" is checked.